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Homec > Banking

Banking

Azadi Ka Amrit Mahotsav
IDBI Bank has also extended “Amrit Mahotsav FD” scheme to September 30, 2023
Axis Bank Revises FD RoI
The second highest interest rate that citizens can get on fixed deposits with the private lender is 7.20 per cent. Account holders will have to open FDs for 2 years to 30 months to get interest rate of 7.20 per cent. Senior citizens will get 7.95 per cent.
Banks begin provisioning for wage hike
The finance ministry has asked the Indian Banks' Association to initiate discussions on wage settlement and complete the settlement by December 1, 2023
IndusInd Bank delivers the shocker!
IndusInd Bank account holders will get lower interest of 7.50 per cent on fixed deposits of 1 year 7 months to 2 years
Club fraud and willful defaulters
On the other hand, wilful default indicates non-payment of the borrower even when he/she could make the committed payments. It is often found that the borrower siphons off cash, disposed of properties without proper procedure or used the funds for purposes other than those for which they were lent.
Enjoy 9 per cent RoI on FDs!
Currently, the highest interest rate that citizens can get by opening a fixed deposit with any small finance bank in the country is 9 per cent.
HDFC Bank loans to get costlier
According to HDFC Bank Banksite, the Marginal Cost of Funds-Based Lending Rate or MCLR is the minimum interest rate below which no financial institution can lend to customers. MCLR sets the lower limit of the interest rate for a loan.
Banks may work for 5 days a week now
The Indian Banks Association has given its approval to the proposal of working five days a week in banks
Multiple bank accounts? Can be financial burden
A large number of people are changing jobs frequently. This leads to multiple bank accounts. If you have more than one bank account, then, such accounts should be closed immediately.
Banks start feeling the bite of rising cost of funds
Senior bankers think that the cost of funds will continue to swell for a few more quarters till the repricing of deposit rates that have been rising for more than a year gets factored in

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