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Banking

CRED a digital platform analysed credit card spends
People preferred to dine out and travel while cases were less, reducing wallet usage to 58% from January 1 to March 31 this year
Know what you can remit from abroad
A resident citizen would not be entitled to receive any additional remittances after the amount of $2,50,000 is reached during a financial year
ICICI Bank capitalises on HDFC Bank's rough patch
Between December 2020 and May 2021, HDFC Bank's credit card segment saw a decline of 528,447 cards
SBI debit card EMIs: All you need to know
You don't need to depend on a credit card to buy goods on EMI as a debit card also offers the same option
SBI: Check out features of Green Remit Card
SBI news updates: The limit for this card is Rs 25,000 per transaction subject to a monthly cap of Rs 1 lakh
Collection on securitised loans to recover post second wave
The collection on securitised loans are set to see a recovery post the second wave once the restrictions are slowly lifted
Recast loans at non-banks may double by this fiscal-end
Restructured book for NBFCs is expected to be 4.1-4.3% as of March 2022 (as against 2.2% in March 2021), according to ICRA
Unclaimed money: A treasure trove; check how to claim it
Huge unclaimed money to the tune of Rs 82,000 crore is lying in provident fund, mutual funds, LIC and banks in the country
How fintech is changing personal finance industry in India
Fintech’s are now transcending other financial segments including lending, insurance and wealth management
Credit card rules to avoid falling in a debt trap
While it’s true that deals offered by credit card companies may be unparalleled but beware if you’re a procrastinator when it comes to repayments

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