Pradhan Mantri Jan Dhan Yojana: Here's how you can link your account with Aadhaar seamlessly

Jan Dhan account holders: The government has made it mandatory to link Aadhaar with Jan Dhan accounts. If an individual does not do it, the government subsidy will not be credited into the account. It can be done through ATM, SMS, online or by visiting the bank branch. Here we take a step-by-step look at how you can seamlessly complete the process:

Link through ATM

Visit the ATM along with your ATM card and Aadhaar number. Insert card and then enter the PIN.

Select “Service” button. Click on the “Link Aadhaar” option. Enter your Aadhaar number and re-enter the same and click on the “Submit” button. The Aadhaar number is now linked with the PMJDY account.

Via SMS

Every bank has a unique phone number for Aadhaar and PMJDY account linked purpose. Use the registered mobile number to send an SMS. The Aadhaar number and the Jan Dhan Yojana bank account are successfully linked when you send the SMS.

Customers of State Bank of India (SBI) can link their bank accounts to Aadhaar by sending UID SPACE> Aadhaar number SPACE> account number to 567676 from their registered mobile number and it will linked automatically.

Online

Visit the PMJDY’s official website. Login to the concern account. Click on “Link Aadhaar with bank account”. Enter your Aadhaar number, click on the “Submit” button.

Select the bank and hit the “Submit” button. Enter the OTP and click on the “Submit” button. After you complete these whole processes, Aadhaar will be linked to the PMJDY bank account, which would take 3-4 working days.

Visiting bank branch

If you encounter some problem in the above stated modes, you can complete the process by visiting your bank’s branch.

Take the Aadhaar Card and bank passbook to the home branch. Remember to bring self-attested photo copies of your Aadhaar card and passbook. Ask for the ‘aadhar linking form’ and filled it up.

Hand over the form to the office along with self-attested copies. After you submit all of the documents, your bank account, and Aadhaar number will be linked within 2-3 working days. A confirmation message will also be sent to your Aadhaar-registered mobile phone.

Direct cash transfer programs like LPG Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), and Micro Units Development & Refinance Agency Bank (MUDRA) etc. all are available to PMJDY accounts.

Over 42 crore subscribers

Till May, 2021 total number of Jan Dhan account holders in India stood at 42.42 crore and the cumulative deposits jumped to Rs 1.45 trillion, government data show.

The number of debit cards issued stood at 31 crore at the end of May. In other words, just above 73% of the beneficiaries have got debit cards.

Of the 42.42 crore beneficiaries as many as 33.56 crore, or 79.11%, have opened accounts with public sector banks. The rest are split between regional rural banks, i.e. 7.60 crore or 17.9% and private sector banks, 1.25 crore or 2.95%.