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Amit Kukreja, founder, Amitkukreja.com, told Money9 that people can opt for a zero default product called RBI Floating Rate Bonds
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You can log in to your EPFO account through a UAN number which remains unchanged even if you change your organisation. However, there is a facility wherein you can change your bank account details
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If you skip a single cigarette a day and instead invest that small amount, you can create a regular income of Rs 5,000 per month after crossing 60
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SBI study reveals that the pandemic has prompted people to step up savings despite a fall in interest rates
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Earlier many had the notion that only banks, financial institutions, insurance companies and big companies investment in these instruments. But now anyone with KYC documents can invest in these instruments
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There are 10 small finance banks in the country and they are offering returns between 7% and 8%
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State Bank of India (SBI), Bank of Baroda, HDFC Bank, and ICICI Bank are offering introduced special fixed deposit schemes for senior citizens
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West Bengal accounts for the highest collection of about Rs 90,000 crore from small savings schemes such as NSC and PPF among the states and union territories
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Do not just go for the FD with the highest interest rate. There are other factors that also need to be considered
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Interest rates in small saving schemes are bound to go down in time to come.