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What are the benefits of taking loan against your mutual fund units?
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As the festive season starts, we often tend to go on a shopping spree. The tendency is to dip into your credit cards rather than savings for retail therapy.
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Don't commit these mistakes otherwise banks would reject your loan application!
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The Business Standard has reported that more people are taking more unsecured loans of certain kinds in a far greater measure than they were before the pandemic.
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Should you opt for higher Equated Monthly Installments (EMIs) and pay off the loan quickly, or go for lower EMIs with a longer loan tenure?
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If you have received any money as bonus, incentive or in any other way, then you can pre-pay the loan with that.
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Additionally, any charges levied and recorded with any registry on such properties should also be removed within this time frame.
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Changes in the rules in the case of loan EMI, RBI has made many major changes. With this step of the central bank, home loan customers who are troubled by the increase in interest rates will get a big relief. How? Watch this video to find out
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Some big banks have again increased the interest rates on home loans. Clear indications are being received from RBI’s monetary review that it is difficult for loans to become cheaper for the next one year. In such a situation, how should you plan buying a house?
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While it is easy to obtain and recklessly use a credit card, it is just as easy to spiral into an endless debt trap. Moreover, India has one of the highest APRs and penal charges in the world, at about 48%.
