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Homec > Insurance

Insurance

Health insurance premium to rise with increase in claims
An increase in the cost of non-covid claims could have an impact on the loss ratio which in turn could increase the health insurance premium rates
Health insurance: What is the role of incurred claim ratio?
Incurred Claim Ratio (ICR) is the total value of every claim divided by the total premium collected by the insurer during a particular time period
Has Covid-19 changed underwriting norms of insurers?
For Covid recovered patients there will be some waiting period and medical checks before offering insurance, depending on the severity of the case.
Why it is important to evaluate your insurance policy
The pandemic has acted as a catalyst, for increased awareness and importance of insurance
Increase in non-covid claims: Future Generali India COO
Shreeraj Deshpande, COO, Future Generali: The hospitalisation cost of non-covid claims has increased which can lead to an increase in premium rates.
Health insurance for your domestic help at Rs 155; check details
One of the largest gated community applications has introduced insurance cover for the domestic helps at a nominal cost
LIC IPO: ICICI Securities, J P Morgan Chase among 10 merchant bankers
The government is looking at ways to align the proposed share sale with necessary rules to make room for the foreign investors
Jan Dhan account holders to get insurance
The PMJJBY provides a life cover of Rs 2 lakh for a premium of less than Rs 1 per day, PMSBY covers accidental risks
Factors impacting your term insurance premium
The premium paid per year increases if one chooses a limited premium payment period, say for 10 years rather than throughout the cover period
How useful is a job insurance during unemployment?
It is critical to note that insurers don't offer job loss insurance as a standalone benefit. It's an add-on facility

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