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It is very important to strike the right balance as high copayments can strike you hard at the time of crisis
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According to IRDAI, the insurer will have to pay the reimbursement amount within 30 days of receiving the last set of necessary documents for settlement
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Credit cards offer many types of free insurance covers such as zero lost card liability, air accident cover, personal accident policies, among others
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From June 1 all general insurers have to send a renewal notice one month before the expiry of the policy, including the premium amount due
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The reinsurance proportion of mortality (sum assured) in India remains high, transferring out most of the risk to reinsurers
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Insurance companies have now started focussing on wellness programs with an aim to incentivise people to adopt a healthy lifestyle
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TPA's role is crucial from checking documents, cross-checking details to approval of cashless treatment
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Under PMJDY, a Rupay Debit card is provided to account holders. In 2018, the Centre enhanced the accidental insurance cover under the Rupay scheme for Jan Dhan account holders
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The deeper dive can give you a better understanding of ULIPs helping you make an informed decision and achieve your financial goals.
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Companies have capped insurance limits from Rs 15,000 to Rs 20,000 for home care. But this range is very less for those who are undergoing home treatment because of a shortage of hospital beds
