Two-wheelers are an important and common mode of transport in India. According to Motor Vehicles Act, it’s mandatory for every owner to own a valid third-party insurance policy while driving a bike or scooter.
Due to the pandemic and subsequent norms of social distancing, one now has the option to buy insurance online as well. It’s outright convenient and has some added benefits too.
Online insurance aggregators offer a range of facilities to make the process of purchasing insurance easy. They provide options to compare various policies basis the premium, tenor and various add-ons.
These online aggregators also offer customised policies basis individual needs and concerns. You get all the details of all the policies avaialble in the market that cater to your needs within seconds. It’s free of cost too.
Some insurers also offer exceptional discount on premiums if youy buy the policy online. If you’re buying a two-wheeler insurance online, there is no need to provide details of any previous bike insurance if it’s been expired for more than 90 days.
Policy renewal is crucial to avoid any legal hassles when it comes to vehicles in India. In case of online insurance, the policy can be renewed without any inspection or documentation.
The biggest advantage of digitalisation in the insurance industry is round the clock customer support in the form of AI and chat bots. You can register a complain, file claims, request for policy change and/or add-ons at any given moment.
At the same time, you can monitor the progress of these requests online all the time. The digital portals stay updated and give you a clear insight onto the status of your questions. Customer service has become far more flexible and accessible now.
Since vehicle insurance is a must-have in India, make sure to buy a good product that is long lasting and worth your penny. Online sale of these products has only made things more reachable.
