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Bank account holders nowadays hardly visit their bank branches for carrying out transactions or use other banking services. With debit and credit cards becoming the main modes of carrying out transactions, it has become imperative for individuals to be extra careful about their banking credentials and ensure they are not caught napping. Here are some […]
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Taxpayers look forward to getting refunds after filing their tax returns but sometimes due to some mistakes, they don’t get the refund money on time. With a slew of measures taken by the tax authorities to make the refund process seamless and hassle-free, lack of awareness and proper documentation may prove to be major hindrances […]
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The dilemma of deciding between a fixed or floating home loan is not a debate anymore. In a fixed interest rate loan, the interest rate is fixed for a period of five years. After five years, the bank may exercise its right to change it.
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In 2020, due to the impact of the coronavirus pandemic, we realised the importance of sound financial planning. For starters, having a well planned emergency fund is vital to sound financial planning. An emergency fund is like an insulation against unprecedented events such as unemployment, pay cuts, accidents or unsought medical expenses. The first step […]
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Imagine there was no coronavirus pandemic and life was going on as usual. No lockdown, steady economy and no threat to the job… If there was a choice between buying a smartphone and a health insurance, you could have chosen the latest gadget and postponed buying health insurance. But then, Covid-19 hit us and taught […]
