Due to the rise in the cost of higher education, applying for student or education loans is a very common practice among students. Higher education is always an added advantage while looking for job opportunities and also acts as an opportunity to grab handsome salary packages. So ,it is considered as an investment. However, higher […]
EPFO, the retirement fund body, has over six crore members. It has credited interest of 8.5% for 2019-20 to its members. Members can view their account details online and see the amount credited. Here are the steps that you need to follow to check your account balance: — Visit the EPFO website (www.epfindia.gov.in) and click […]
Bank account holders nowadays hardly visit their bank branches for carrying out transactions or use other banking services. With debit and credit cards becoming the main modes of carrying out transactions, it has become imperative for individuals to be extra careful about their banking credentials and ensure they are not caught napping. Here are some […]
Taxpayers look forward to getting refunds after filing their tax returns but sometimes due to some mistakes, they don’t get the refund money on time. With a slew of measures taken by the tax authorities to make the refund process seamless and hassle-free, lack of awareness and proper documentation may prove to be major hindrances […]
Financial literacy is one of the most important skills and yet one of the least taught skills across educational institutions. Having various sources of finance is not as important as having knowledge of how to manage these finances. Financial literacy is a wealth that most individuals fail to even recognise. Most people will study for […]
Cyber security refers to the practice of protecting electronic devices from theft, damage or misdirection of their services and data. Daily internet innovations and developing technology may be making life easier but these things are also invading our privacy more and more with every passing day. Cyber crimes include hacking of a bank account or […]
Guwahati: Union Home Minister Amit Shah on January 23 rolled out the ‘Ayushman CAPF’ scheme, extending the benefit of the central health insurance programme to the personnel of all armed police forces in the country. Shah ceremoniously distributed the ‘Ayushman CAPF’ health cards among some personnel from the seven Central Armed Police Forces (CAPF). Under […]
Mumbai: Massive rise in retail fuel prices crowded out other discretionary spends on credit cards in December, according a report by SBI Research. Non-discretionary spends on credit cards has come back to 65% of the total spends, while discretionary spending has fallen below the trend rate of 35%, said the report authored by Soumya Kanti […]
New Delhi: S&P Global Ratings said India’s banking system’s low profitability and weak asset quality present some difficulties in significantly boosting digitalisation for several state-owned and smaller private-sector banks. In its report titled ‘Tech Disruption in retail banking: Top tier banks lead the change’, S&P said India’s digital disruption, however, poses a relatively low risk […]