Retirement is an important goal but not an urgent goal. That is why 51% of the people in PGIM India’s Retirement Readiness Survey admitted that they have not done their retirement plan at all. The biggest reason behind postponing retirement planning is that people plan for positive opportunities but look at retirement from a negative perspective. According to Ajit Menon, CEO, PGIM India MF, the retirement plan ranks very low in the financial priority of the people. It is necessary to bring it up as you do not get any loan to meet your retirement needs, he added. It is important not to ignore retirement planning and understand how much corpus you will need for retirement.
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