90% Indians use digital-banking at least once a month
Bank holidays October 2021: The 21 days include weekly-offs and state-specific holidays.
Most lenders in India provide home loan on a floating interest rate, while a few also offer fixed interest rate option.
New RBI rules state banks should send a pre-debit notification to customers at least 24 hours before initiating auto-debit transactions.
The interest rate is fixed for all irrespective of his/her monthly income and other factors.
Personal loan: Even if a senior citizen does not receive a pension, he or she still can get a personal loan.
If you're concerned about your high debt-to-income ratio, consider the following factors that will assist you in managing your money more effectively
The monthly value of transaction involved jumped by 258% and volume of transaction by 135% in the past 16 months.
Personal loans: The loan amount will depend on the borrower's annual income and credit score.
Income should first be included in your income, and then the 80TTB deduction can be claimed