Effective April 1st, policyholders will be able to see significant changes in regulations. Firstly, the moratorium period has been shortened, allowing
In some cases, a waiting period is applicable for serious diseases such as cancer surgery, hernia, cataract, and joint replacement in insurance polici
If you think of your health policy as a glass of water, the restoration benefit is the jar which refills it when it's empty. Just as the name suggests
While purchasing an insurance policy, its flexibility in terms of premium payment and cover (32%) made up for the single biggest deciding factor. Simp
You cannot claim the entire sum insured for your OPD expenses. Policies have a sub-limit or a ceiling under this head, which specifies how much of the
Currently, there are only 4-5 policies that cater specifically to the diabetics. While they may offer better coverage as compared to general health in
According to the 2021-22 annual report of insurance watchdog IRDAI, health insurers settled 2.19 crore claims worth Rs 69,498 crores, while the averag