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Benefits and risks of having higher credit card limit?
The higher the credit limit of your card, the higher will be your rewards. Banks reward all its their premium cardholders with extra reward points.
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Credit card spends surge 54% to Rs 77,981 crore in August
Market experts have expressed the hope that in the festive season, given the ease in restrictions spending will increase further.
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HDFC Bank tops in credit card spending despite RBI ban on issuing fresh cards
HDFC Bank remains at top of the list with a market share of 26.5% of the total credit card spending in the country.
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Here’s how to use your credit cards smartly
A credit card is directly related to your credit score, so there should not be a single room for error in its use.
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Six rules to use your credit card effectively
If you have received your first credit card and are planning to use it for the first time, always remember that convenience comes at a cost
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Smart ways to get rid of credit card debt trap
Credit cards are really helpful if used judiciously. But if used recklessly, it can easily lead one into a debt trap. The rate of interest and penalty
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Widespread disruption in payments feared as new RBI norms kick in today
Around 50-60% of recurring transactions may fail as automatic clearance has come to an end.
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Festive offers on card transactions: Check out offers
Lenders like Kotak Mahindra Bank, SBI, HDFC, PNB have already slashed interest rates on home loans ahead of the festive season.
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These banks offer cardless cash withdrawal from ATM
Big and popular lenders are offering this facility and ATM’s have been technologically upgraded to dispense cash without a card.
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New credit, debit card rules from October 1; check details
For all auto-debit transactions above Rs 5,000, RBI has introduced an Additional Factor of Authentication (AFA).
