Paying your credit card bill is one way that can almost immediately enhance your credit score.
CIBIL score starts from 300 and goes up to 900. If your credit score is between 750 to 900, then it will be considered a good score.
HDFC Bank remains at top of the list with a market share of 26.5% of the total credit card spending in the country.
A credit card is directly related to your credit score, so there should not be a single room for error in its use.
Banks are now placing high importance on a loan applicant's credit history, they prefer to lend to borrowers with a good credit history
Money9 Helpline hosted Harshvardhan Rungta of Roongta Securities to resolve the queries related to buying a home during the offer season.
Tips for borrowers: Banks don't like low credit score. So, if your credit score is low, try to increase it.
Festive season loan offers are being announced by several lenders. While the offers may be lucrative, there are ways to get a better deal.
The recent round of pruning of interest rates by major banks have taken home loans to historic lows.
It is not a good sign if you have a lot of queries for loans within a short time period, such as personal loans, vehicle loans, etc.