A 100% allocation in any single category of funds, be it debt or equity, can be detrimental and might result in hefty losses
It is critical to have the appropriate asset allocation because each asset has a unique risk profile and is best suited for a specific time horizon.
Except for overnight funds and gilts funds, the liquidity maintained should be 10%, and it should be in form of cash and cash equivalent
Debt mutual funds: As a debt mutual fund investor, it is imperative to know that bond yield indicates changes in prices of the bonds