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What are the advantages of availing secured credit card?
Secured credit cards can be a great substitute/alternative for those who are unable to get regular credit cards due to non-compliance of rules.
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How fluctuations in gold prices impact gold loans?
While lenders tend to give a gold loan up to 75% of the total metal value, it can inch as high as 80-85% in case of falling prices.
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Know how to identify genuine fintech lenders for loans
While some lending apps require personal information to conduct underwriting and authenticity checks, many small lenders levy an application fees too.
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Managing finances post sudden demise of family's breadwinner
The breadwinner's income is the family's sole source of revenue, as the whole budget is built around it
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How you can make your child a prudent spender
We need to invest money in various instruments like stocks, bonds, commodities, real estate and other avenues that can help us grow our money.
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Debt: Handle with care
As access to debt becomes more and more convenient, consumers should do well to remember that one should be discreet and avoid overleveraging
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What is the role of FOIR in loan applications?
If your FOIR is low, that is, if the amount you need to repay as EMI every month is a small percentage of your loan, you can get a higher loan.
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What does it mean to be a loan guarantor?
If the primary borrower dies/declares his inability to pay off the debt, banks have the right to approach the guarantor to repay the leftover amount
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Karnataka Bank plans to raise Rs 6,000 crore via debt
The bank has also issued 15 crore shares through a qualified institutional placement (QIP) to raise equity capital.
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What are floating rate bonds? Here's all you need to know
FRBs come in different types of structures. FRBs with cap and floors, step-up structures, inverse structures, etc. tend to behave differently.
