A home loan balance transfer is the process of moving an existing home loan to another lender at a reduced interest rate with other benefits
Credit card news: Credit cards offered by banks often levy high interest charges and processing fees on EMI
Loan against property is available for longer tenures of up to 20 years and with speedy approval as property can get you flexible repayment options
Many banks and online financial marketplaces offer pre-approved loans and credit cards to consumers based on credit score and credit history
Along with the ease of stamp duties and interest rates, women borrowers also enjoy exemptions on home loans under section 80C
A good financial life is not about just spending money, but saving money sensibly!
For the purpose of income tax, the tax authorities look at the share of each spouse as different assessees
There are various tax benefits on taking a home loan such as deduction on home loan interest payment
A CIBIL score of 750+ is considered as 'ideal' and will help you get through high risk personal loans and credit cards
Debt availed solely for the purpose of buying luxury items is considered to be 'bad loans'. This can include credit cards and personal loans