Rakesh Goyal, Director, Probus Insurance, said it is important to mention the medical history no matter how long back the medical procedure occurred
Take appropriate steps to ensure a smooth claim process, especially after you have defeated the deadly Covid-19.
Health insurance features: Many insurance cos provide a free annual health check-up. Such features were earlier associated with group insurance plan
Besides the waiting period for pre-existing conditions, there are other waiting periods too during which specified coverage is not available.
The family has sought direction to the insurance firm to reimburse the hospital bill amount, or the hospital be asked to return the treatment costs.
All the expenses incurred on the treatment of any diseases are generally covered by health insurance
If the FD amount is between Rs 1 lakh and Rs 3 lakh, 8 tele-consultations and 2 OPD facilities would be provided free per year
Non-disclosure of pre-existing illnesses when filling a form is one of the common reasons for the rejection of a claim
Experts always suggest opting for a standalone critical illness policy alongside a comprehensive health insurance plan
Both are health insurance products meant for Covid-19 related hospital expenses and based on Irdai guidelines