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Government can float tax-free instruments to soak up savings
Indians are in a mood to save and the government should utilise this opportunity to mobilise long term funds for building infrastructure
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PF account transfer while switching jobs: Step-by-step process
While switching jobs, one of the tasks involves transferring your PF account. Below are the steps that you can follow to transfer your PF account
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EPF: Best retirement option till date, check details
It offers an interest rate of 8.5%, 140 basis points higher than PPF
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For safe returns, here are nine instruments offering higher rates than banks
These schemes are backed by the government and offer guaranteed returns
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NPS inflow surge bodes well for old age income security net in the country
Retirement planning is crucial for everyone in a country like India which has a very weak social security net
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Inactive PPF account: Here’s how you can revive it
The account has a validity of 15 years and the subscriber needs to deposit a minimum of Rs 500 every financial year to keep the the account active
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PPF: Nine lesser-known facts you should know
PPF still attracts one of the highest interest rates among guaranteed-return schemes
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Invest only Rs 166 per day and get monthly pension upto Rs 35,300
This plan might turn you into a crorepati on the very first day of your retirement
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Money9 Edit | Interest rates on small savings: Leave them untouched
The government should not attempt a reduction in interest rates till the infection goes away and the economy is back on the rails
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Further cut in small saving scheme interest rates will hurt the ordinary saver
A sharp cut in interest rates on small saving schemes will end up punishing the common man. The schemes are generally used by those who are not savvy
