-
IRDAI changes waiting period, moratorium rules. Here’s how you will benefit!
In some cases, a waiting period is applicable for serious diseases such as cancer surgery, hernia, cataract, and joint replacement in insurance polici
-
Check for limits, covers in policy
Check what are the inclusions and exclusions offered by your policy. Inclusions lay down all medical services and treatments covered by your policy. S
-
India not insured, but aware enough
While purchasing an insurance policy, its flexibility in terms of premium payment and cover (32%) made up for the single biggest deciding factor. Simp
-
Have own health insurance!
One of the biggest drawbacks of having just a group insurance plan is the seriously limited choice of the doctors and specialist network you can avail
-
Decoding the OPD in health insurance policy
You cannot claim the entire sum insured for your OPD expenses. Policies have a sub-limit or a ceiling under this head, which specifies how much of the
-
Awareness shot up post Covid-19
According to the 2021-22 annual report of insurance watchdog IRDAI, health insurers settled 2.19 crore claims worth Rs 69,498 crores, while the averag
