Home loans: If you are a SBI customer, your monthly EMI for a Rs 30 lakh loan would come to Rs 22,722 per month for a tenure of 20 years.
Setting a budget always helps one to keep a check on their genuine financial wellness, and avoids a situation of a debt trap.
If you are a fence-sitter, you should make up your mind to invest in real estate sooner than later
It is suggested to refinance your loan initially in the tenure if you are getting a good deal from another bank
The best loan offers are reserved for borrowers with credit scores of 750 or more.
Ideally, your home loan EMI outflow should not be more than 30-40% of your income
Even as its competitors have hiked rates on their home loans lately, Kotak Mahindra Bank announced its decisions to continue with its rate structure s