In a top-up plan, a person can make one claim in a year, while in a super top-up health insurance plan, more than one claim can be made.
The insured can add not only the amount of cover but also the cover of critical illnesses in that policy by taking a top-up on the existing policy.
While top-up works on the principle of 'per claim'or 'per hospitalisation', multiple claims are allowed for super top up plans
When you put forth a request for home loan transfer, do a thorough research about company policy and their top-up schemes. Every bank has a different
Just the way you don't delay your parent’s treatments one should not delay increasing their health cover